Student Loans & Forgiveness

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I’m Looking for a Loan

To get a Pell Grant, Direct Loan, Parent PLUS Loan or other Federal Aid, you must complete:

  1. FSA ID
  2. Free Application for Federal Student Aid (FAFSA)

Then, you should explore:

Eligibility requirements
Estimates of aid
Funding your education



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Federal Student Loan and Grant History

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Considering a Student Loan?

When it comes to paying for college, career school, or graduate school, federal student loans can offer several advantages over private student loans.

Federal student loans and federal parent loans: These loans are funded by the federal government. Private student loans: These loans are nonfederal loans, made by a lender such as a bank, credit union, state agency, or a school.

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Student Loan Forgiveness

If you are employed by a nonprofit or government and have student loan debt, you may be eligible for loan forgiveness, cancellation, and/or consolidation of federal student loans under the Public Service Loan Forgiveness program (PSLF). In certain situations, you can have your federal student loans forgiven, canceled, or discharged. Learn more about the types of forgiveness and whether you qualify due to your job or other circumstances.

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